Lock In Your Rate As Low As 4.99% (5.863% APR) | On a 30-Year FHA Loan for Specific Homes
All loans subject to credit approval. Interest rate and APR effective as of 8/12/2025. This is not a commitment to lend. The advertised interest rate and APR is for a 30-year FHA loan purchase money loan (primary residence only) with 3.5% down payment and upfront mortgage insurance premium payment, for qualified buyers meeting approval criteria, including at least 660 credit score. Financing example: Purchasing a $479,900 home with a 30-year FHA mortgage at a fixed interest rate of 4.990% (5.863% APR), with a down payment of 3.5% and an upfront mortgage insurance premium (MIP) of $8,104 would result in a total loan amount of $471,208 (figure rounded to nearest whole dollar) and 360 estimated monthly payments of $3,357.49 (inclusive of estimated property taxes of $400 per month, homeowners insurance of $90 per month, mortgage insurance premiums of $210.83 per month and HOA fees of $130/month); stated amount of estimated monthly payments may not include all taxes and insurance premiums, and, if applicable, the actual payment obligation will be greater. Rates are based on credit worthiness subject to change without notice. Financing is offered by Ameris Bank (NMLS # 408099). Special financing rates are only available for a limited time until applicable rate-lock and/or reserved pool of funds expires/is depleted; rate-lock cannot be transferred to another property address. Supply of homes and homesites are limited and subject to availability. Buyer must satisfy all conditions or requirements for approval of buyer’s mortgage loan by buyer’s lender for the financing and purchase of the property. Kinglett Homes is an independent third party and not affiliated with, or a subsidiary of, Ameris Bank. Kinglett Homes is not a lender or mortgage broker and does not offer loans or mortgages. This is an advertisement of and prepared solely by Ameris Bank. Ameris Bank NMLS #408099
